Welcome to the 4AllAccounts forums.

darkangel · August 14th, 2005, 08:29 PM

OK, big 'huh?'

DXIO money? The way I understood it (or understand it right now -- still learning), is that when you borrow against your portfolio, the borrowed amount (DXDA) is added to your TDV and you lose ownership of an equal amount (DXDU). However, your earning potential becomes greater.

Example:

TDV = 1000
DXDA = 1000
DXDU = 0

Daily return @ 1% (wishful thinking,

) -- 10.00

Borrow ALL DXDA ...

TDV = 2000
DXDA = 0
DXDU = 1000

Daily return @ 1% -- 20.00

Your share of the TDV is still only 1000.

(Simple example excludes digot purchasing, CL, etc.)

Am I understanding this correctly?

_da.

Quote:

Originally Posted by jlmarks3

From a business owner’s perspective, each of us has decided to affiliate with DXIO in an effort to earn an income. We cannot make this work without each other. What I see is that DXIO has given us the incentive to have more of our capitol involved in the system. Whether this capitol is out-of-pocket, or out-of-profit, DXIO has rightfully decided, that if this affiliation is to be profitable for all, a good percentage of capitol involvement is necessary, from everyone.

Did we really believe that DXIO would simply allow us to grow these large portfolios with DXIO money?

Truthfully, I wondered what took DXIO so long to make this DXDebit change. I mean, I'm glad that they allowed us to use their funds to the extent that they have; it has allowed us to grow our portfolios tremendously. But a business simply cannot sustain the expansive potential of DXIO if it keeps giving out funds and not recovering some amount of capitol from partners (affiliates). Businesses must continually strategize and adapt, if they plan to survive. And, so must we.

If 60% of our TDV is DXIO funded, through DXDebit used, that means DXIO should have 40% of funds, recouped from affiliates, available to prosper. And that means we will prosper as well.

I just though that I would add my 2 digots worth.

**CuriousGeorge** · August 15th, 2005, 11:06 AM

Quote:

Originally Posted by badger

I Am New And Still Learning The Ropes. Do You Ever Learn It All Or Do They Keep Changing Things Just To Confuse You?

Yes. :

**CuriousGeorge** · August 15th, 2005, 11:10 AM

Quote:

Originally Posted by darkangel

OK, big 'huh?'

DXIO money? The way I understood it (or understand it right now -- still learning), is that when you borrow against your portfolio, the borrowed amount (DXDA) is added to your TDV and you lose ownership of an equal amount (DXDU). However, your earning potential becomes greater.

Example:

TDV = 1000
DXDA = 1000
DXDU = 0

Daily return @ 1% (wishful thinking,

) -- 10.00

Borrow ALL DXDA ...

TDV = 2000
DXDA = 0
DXDU = 1000

Daily return @ 1% -- 20.00

Your share of the TDV is still only 1000.

(Simple example excludes digot purchasing, CL, etc.)

Am I understanding this correctly?

_da.

Not really.

DXDA is the "earnings" off the portfolio that are available to use within the restrictions that DX sets.

The example you cite assumes you re-invested all the DXDA through RB back into digot purchases. Since DXDA is actually offset by the CL, this doesn't really work that well. And with the 80% DXDU/TDV ratio "test", you couldn't do a 100% rollover anyway.

darkangel · August 16th, 2005, 01:07 AM

Quote:

Originally Posted by CuriousGeorge

Not really.

DXDA is the "earnings" off the portfolio that are available to use within the restrictions that DX sets.

The example you cite assumes you re-invested all the DXDA through RB back into digot purchases. Since DXDA is actually offset by the CL, this doesn't really work that well. And with the 80% DXDU/TDV ratio "test", you couldn't do a 100% rollover anyway.

OK, this is what I was discussing with someone the other day. From my understanding, DXDA is not the 'earnings' of the portfolio, it contains the earnings, but also contains unused DXD. Of course, it isn't long before you've borrowed against all of your initial investment, so all DXDA is then essentially the portfolio gain. But if you introduced fresh money, that would increase your DXDA, and would then not represent just earnings. I understand DXDA to be everything you can currently 'get your hands on', everything you currently own/are entitled to.

As I said, I excluded the CL, 80% rule, and even the DXD qualification for simplification purposes.

OK, it's past 3 am ... so forgive me if what I just wrote was nonsense.

_da.

**CuriousGeorge** · August 16th, 2005, 10:22 AM

Quote:

Originally Posted by darkangel

OK, this is what I was discussing with someone the other day. From my understanding, DXDA is not the 'earnings' of the portfolio, it contains the earnings, but also contains unused DXD. Of course, it isn't long before you've borrowed against all of your initial investment, so all DXDA is then essentially the portfolio gain. But if you introduced fresh money, that would increase your DXDA, and would then not represent just earnings. I understand DXDA to be everything you can currently 'get your hands on', everything you currently own/are entitled to.

As I said, I excluded the CL, 80% rule, and even the DXD qualification for simplification purposes.

OK, it's past 3 am ... so forgive me if what I just wrote was nonsense.

_da.

I'll buy that.

32 DXG worth.

ronhum · September 29th, 2005, 11:50 PM

Well, I had kinda lost interest in this for a while after all of the changes, etc., and had been concentrating on other Investments, etc. I had planned on getting out for good, and tried to at least get my initial investment back. But after success with my other investments, I might take some new interest in this program, since I still seem to have some funds in it, digots, etc.

I am now taking another look at my DX Gold account, and just seeing what it would take to rejuvenate it into a worthwhile investment, and exactly what kind of investment money would I have to put back into it, to at least get it manageable.

Here is what I have:

DXD Avail: 1172.37 ( The last OA fee was pulled from here)
DXD used: 21,204.70
RB 868.57
TDV 25471.74

If I am willing to put at least some new investment money in, what would be the best step to take first.

If I could see some potential profitability in the program, I would probably take more interest in it, but just was not too sure what to do after they put in the new regulations about using DX Debit to buy digots.

If it looks like this situation looks totally hopeless without investing thousands of new money, then let me know. But if someone could give me some concrete steps on rejuvenating this account, I would certainly listen.

WolfRgue · September 30th, 2005, 12:17 AM

[quote=Shiisa]If you're new to DXG (or if you've been around for awhile but still don't know how to get around the DXIO website).. PLEASE go look around there...

Point Well Made Shiisa

dunsailn · September 30th, 2005, 01:40 AM

Quote:

Originally Posted by ronhum

If it looks like this situation looks totally hopeless without investing thousands of new money, then let me know. But if someone could give me some concrete steps on rejuvenating this account, I would certainly listen.

I don't believe your situation is hopeless at all. Your situation is similar to probably 99% of DX Users before the changes. Work out the math on reducing your TDV to a manageable level. It's a little painful I will admit, but I am glad I did it. Read this thread in it's entirety http://dx4dummies.com/t32450-new-strategy.html

Hope it helps.... Hang in there

Cheer
Sarah

Shiisa · September 30th, 2005, 03:06 AM

Quote:

Originally Posted by ronhum

Here is what I have:

DXD Avail: 1172.37 ( The last OA fee was pulled from here)
DXD used: 21,204.70
RB 868.57
TDV 25471.74

If I am willing to put at least some new investment money in, what would be the best step to take first.