Here is an excellent Q&A:
Member Questions/Comments
QUESTION - Ken, 2 questions regarding QLx3. Is the 1% compounding
on trading days per month or calendar days per month. In other
words, approx. 21 trading days per month or 30 calendar days?
Was this program going before they offered it to us? I so, how
long has this program been
paying before they opened it to us in this progam?
RESPONSE - Trading takes place 5 days per week excluding banking
holidays. Trading never takes place on Saturdays or Sundays.
When holidays and weekends are factored, the industry has arrived
at an average of 22 days of trading in any calendar month.
The OICU has been a work in progress for about 4 years. The credit
union charter is over 1000 pages. The first group of Charter
members were allowed to join in early
January of this year. I received my OPG activation confirmation
on January 14. We were able to send deposits to the OICU in May.
I made my first deposit on May
22. The deposits started earning in May and the first day of
earnings was May 30 which shows a return of 1.13% for that day.
As stated at the website - "You must have had funds on deposit
for at least 60 days" before you are able to request a withdrawal.
I am pleased to announce that the withdrawal function is now
available for those who, like myself, made their initial deposit
as soon as ICU started accepting them. Regardless of when you
sent your first deposit you can rest assured that the withdrawal
function will appear in your OICU back office when your 60 days
restriction has expired.
QUESTION - What is the advantage of QLx3/OPG. I updated the $49.00
---but what is the OPG in paying money to me---what is the OICU
In order to make money—in short what do I have to do?
RESPONSE - QLx3 is the social network that is the exclusive gateway
to the OPG (Oxford Privacy Group) and the OICU (Oxford International
Credit Union).
You can earn money by referring new members to QLx3 which
is the networking entity.
OPG is the private affinity group to which you pay $100 to become
a member. OPG is not a revenue generating entity. However, your
membership in OPG entitles you to participate in the OICU. The
main benefit of becoming a member of the OICU is the ability
to earn an average of 1% per trading day (average of 22 trading
days per month)
on deposits sent to the credit union.
Although you can earn an excellent income by referring just a
few members to QLx3 and teaching them to do the same, most folks
have joined with no intention of marketing the program. They
have joined because they want to become members of the OPG and
the OICU in order to benefit from the passive investment vehicle
which is the OICU. In previous updates we have discussed the
power of
a return on investment (ROI) of 1% compounded daily. For example,
a $1000 deposit earning 1% compounded daily each trading day
would grow to $100,000 in about 21 months. At that point you
could withdraw an average of $1000 per day and never touch your
insured deposit. Of course, those who take out less and allow
the fund to continue growing will quickly build an estate most
people can only dream about. Nothing is more powerful than compounded
returns.
You ask - What do I have to do?
You have taken the first step by upgrading your QLx3 membership.
You may now log into your QLx3 back office and you will see the
"OPG" link. Click on this link and on the next page you will
see the "Oxford Group Signup" link. Clicking on this link and
joining the OPG is your next step. I have been told the entire
process has been somewhat simplified since the Charter members
joined back in May.
QUESTION - Ken, I have paid my $100 to Oxford, I am assuming
that I belong to the affinity.group. What do I do other than
wait? Ed
RESPONSE - Those who have joined the OPG should have received
a message with the subject "OXFORD ACTIVATION" which contains
their member ID number and other basic information. Once you
are activated you may log into your OPG back office and continue
the process as described above.
QUESTION - Some time ago you gave me a figure of possible return
for the oicu program for a $1000 investment. I understand that
it could vary somewhat , I would like to have you give me that
number once again for my own information. Paul Maybury
RESPONSE - A $1000 deposit earning 1% compounded daily - 5 days
a week (22 days a month). In approximately 21 months, you would
have $100,000. At that point you could withdraw an average of
$1000/day and never touch your insured deposit – OR take out
less and let it grow.
QUESTION - is there any chance at all that qlx3 could possibly
be shutdown by the SEC for being an investment program, just
like CEP? Carl Capistrano
RESPONSE - The director of the credit union has gone to great
lengths to prevent intervention by the SEC. This is addressed
at length in one of the recorded calls that you will have access
to should you decide to proceed.
QUESTION -Hi Ken, I have already joined under you but only as
a free member. Thinking of "upgrading" very soon(early next
week). Do you think it will be too late to be within the 3000
mark? The ICU program(1% a day) is opened/active by now?
RESPONSE - There is no way to predict how soon the next group
of 3000 will enter the program. I would advise taking action
asap. The credit union has been posting returns since May 30,
the first day interest was paid on
deposits. All members must understand that our deposits are not
yet earning on the average of 22 days per month. For example,
in June we have earnings posted for only 12 days. So far in July
we have earnings posted for 7 days.
This has been discussed on the private calls with the Director.
He expects that members will begin earning on the average of
22 days per month in 4 to 8 weeks.
QUESTION - Hello Ken: I need your advise on ICU. Should I
take out a position for my son before they are all gone. Also
can I have his position on my computer and work it for him. He
will send in the correct paper work and certification papers.
My son has the same address as I do. So, if you would give me
your advise on this bless you. Thanks, tomc
RESPONSE - Many members have taken positions for family members.
I guess the major consideration is the amount you will be investing.
You can send up to 10K in any 180 period. If you do not anticipate
that your investment combined with your son's investment will
exceed the limit, it may be best to work out of a single account.
However, I can also understand why you may prefer to set up
separate accounts. If so, you may want to act fairly quickly
to make sure he is among the group of preferred members.
Peter - The OPG link should still be available at QLx3 - mine is still there...as long as you pay the monthly fee you should have access. Hope this helps.
QLx3.net
FIZZGIZZ 
